Firebird, I got HYF 2/18/04 & HYV 12/17/03 for my wifes IRA... HYB, I don't know about... <A HREF="http://www.etfconnect.com/select/fundPages/global.asp?MFID=32517" target="_blank">http://www.etfconnect.com/select/fundPages/global.asp?MFID=32517</A> Lets us know what ya decide. Thxs Keith