I absolutely agree LFM. Life insurance is primairily used and planned to be used for a funeral. Taking care of funeral expenses typically come off the top of a life insurance policy. Then the remainder after expenses are settled is dispursed to the beneficiaries. That is how our family has planned.
I have never heard of funeral insurance to be honest with you. (What happens if you don't die???? Do you get a rebate?..LMAO!)
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