The bill never got out of committee Revisionist history on your part Exactly how can the reps pass a bill if the dems don't even allow it out of committee You neglected the more important question of why the dems didn't support the bill Are you saying the reps wrote the bill with no intention of ever passing it? The Dems stonewalled because of the same pandering that turned Fanny/Freddy into the mess they were- encouraging riskier loans