Seattle, a possibility I haven't seen mentioned yet.
Two pissed off customers filed complaints out of many applicants. If the process outlined in the contracts was followed, bcloc was run, and the ATTEMPT was made to broker the financing, they probably didn't have a case for civil court, even if it seemed that the fees charged were way too high. IMHO they were way too high. Spending $83,000, and getting nothing for it would piss anyone off.
So if we have no contractual breach clearcut enough for a winning civil suit, we could let the government do some repay damage for us. Wouldn't be the first time a call to a friendly politician resulted in an investigation being started by a second call being placed from the politician to someone at DOJ with an "I need you to look into this for me, for a friend". Just find anything, and do as much damage as possible. As has been mentioned, grand juries only hear one side of the argument, and it can be very slanted if the prosecutor needs it to be. Been there. Political debts can be a great incentive for little favors. Especially when there is no chance of retribution. After all, these are lawyers, and the whole process is taxpayer supported, too.
If that was what happened, the replacement of the Johnsons would get the heat away from the company now, but it will go away anyway when the case gets dropped without any explanation, as soon as enough damage is done. GLTA LC
