I understand the point you are trying to make, but I think your analogy is pretty poor. Do you think Urbie told Helen that he intended to rip you folks off?
But, as I said, if you think the TA did something, or failed to fulfill its duties, and thereby caused you harm; then sue the TA.
It seems Bagley has been the TA of choice for many scams over the years. Another, IMO, red flag that Xers ignored.