Anybody in the US that can use the Roth IRA system to their advantage would do well to look into it, NO Capital GAINS, and all withdrawals are tax free after 59 1/2. But there are many uses where withdrawals are permitted at reg income tax rates for those younger investors; ie first house, college, etc. The real savings is evident in figuring the compounding of your money. You are way ahead if most of it is going to remain in the account for future investing. You can double it a hundred times, and keep it all. GLTY LC
Posted on wrong reply; was being sent to risk v reward, sorry
