End of the world, Frogg... End of the world... You obviously have very little (if any) experience working in the small business environment. Keep overhead low is very, very essential. Don't judge a book by it's cover. My company has 13 people - with maybe 3 - 4 people in the office at a time. We're profitable - our office is very "utility" (ie., not the prettiest to look at, but gets the job done).
If Frogg, one of the biggest non-believers of HCPC ever, says something is true, then it must be false.