Solid? Does this seem like a statement by a solid company: "The most important thing that has changed is we’re trying to adjust our business model and survive in these turbulent times." <a href="http://heritagecapitalcreditcorp.com/Wallstdotnet_Intereview_31308.pdf" target="_blank">http://heritagecapitalcreditcorp.com/Wallstdotnet_Intereview_31308.pdf</a>