First figure out the local rate of real estate inflation and add that to the local rate of vehicle depreciation. Spread the sum over the expected life of the vehicle and divide by that number. Now estimate the amount of profit you might make using the cost of the vehicle in terms of Hartcourt shares. Add this potential gain to the number of years the vehicle is expected to be used. Take the number of years you expect to live from insurance tables and use that as the number of years to apply to the above calculated rate until the cost of the vehicle is recovered along with the foregone, expected gain in Hartcourt. Do not forget to include all expected future splits and distributions of Hartcourt assets. You might also want to figure in adjustments peculiar to your personal circumstances.
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