Ok RE the Illegal TAX evasion scheme. this is how I understand it. lets see if I understand this correctly 1) you pull your cert representing the amount of PNMS stock that you own, 2) you get the cert "medallioned" essentially allowing transfer to anyone. 3) you send said cert to the PNMS office 3) in return they issue you PDR's 4) you sell PDR's 5) Cash from the sale of PDR's is placed into your account in the foundation in Panama 6) they "loan" you your owwn funds to purchase property in the name of the foundation in the US 7) you pay interest to yourself on the loan 8) you pay no taxes because its called a loan.?? Do I understand this correctly?