I would much rather assume honesty and be wrong, then to assume dishonesty and live thinking the worst of those around me. Even if my assumption cost me money. Losing money is preferable to losing heart and soul.
That is a nice sentiment for the public at large, but after 8 years, The evidence is overwhelmingly clear that Ray and Brad do not deserve your trust. They are financial predators that rely on the public's innate belief that other people are generally trustworthy. That is how scammers succeed and that is what makes what they do so reprehensible. They have a lot in common with the priests who molested kids.
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