Tax Man ... You're right ... I should try to be more positive, but having to deal with E-Trade has made me a little bitter. Getting delayed by a couple weeks (or month) could mean the difference of catching the elevator while it's going up, instead of coming down. Hopefully there will be a long upward trend in the pps, so the delay in getting my certs won't matter. In the event this doesn't happen, I'd like to have my paper work ready to go, which I can't start until I get my certs. Oh well, knowing that others are getting their certs gives me hope that I might eventually get mine, despite having to deal with E-Trade.