julesg..."loss of data from hard drive failure happens several orders of magnitude more often than loss or theft of a laptop" Excuse me for budding in...but you're comparing apples ith oranges. The DIFFERENCE is that if your hard drive fails...you have not COMPROMISED anyones personal data....if your laptop is stolen....you've now potentially compromised ALL the data that was on your laptop to someone who may the misuse that info. The corporate liability for the later is potentially in the millions of dollars per lost or stolen laptop.
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