I see I didn't post the rest of my usual portfolios as of year's end. Here they are: International ETF Portfolio +13.3% YOY https://investorshub.advfn.com/uimage/uploads/2024/1/18/twalxIntl_Signal.gif (17% Cash in Reserve) 10 Common Stocks Composite +20.05% YOY https://investorshub.advfn.com/uimage/uploads/2024/1/18/[ounhSandbox.gif (19% Cash in Reserve) Simple Contributory IRA Portfolio https://investorshub.advfn.com/uimage/uploads/2024/1/18/psrvkSimpIRA.gif (20% Cash in Reserve) All finished the year with gains. Not all were at all time highs but all did well enough. Best wishes, OAG Tom