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Re: carusso post# 234520

Wednesday, 09/06/2023 11:36:26 AM

Wednesday, September 06, 2023 11:36:26 AM

Post# of 235061
Late to the party.

For consumer accounts, most banks are using combinations of geo-location, device identification, shared information, and IP intelligence, with challenge questions as the primary fallback.

https://www.fdic.gov/regulations/examinations/supervisory/insights/siwin07/siwinter2007-article05.html

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