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Thursday, July 13, 2023 9:43:53 PM
You also have as 29 said 401's which in most cases have higher deposit allowed you have to look into what is allowed, state employees have an optional 457 plans that allow deposit limits of 20k per year. Thoses also save on taxes upfront , you pay taxes as it is drawn out in retirement adding to your income tax at that point.
https://www.kiplinger.com/retirement/retirement-plans/603952/457-contribution-limits-for-2022
https://www.forbes.com/advisor/retirement/401k-contribution-limits/
Again look into all your options and what meets your needs long term and tax liabilities . Good luck.
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