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Post# of 220847
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BullNBear52

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BullNBear52

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Re: bar1080 post# 201145

Friday, 06/17/2022 1:23:51 PM

Friday, June 17, 2022 1:23:51 PM

Post# of 220847
All's I know is it paid off for me since I worked for 4 and 1/2 years beyond my retirement age.

Then when I retired and applied for SS I could start collecting on my retirement date or back date collecting to the 1st of the year. By back dating I picked up a one time payment of $20K and lost $15 a month going forward.You can do the math. The SS agent said I can't advise you what to do but these are your options.

One final benefit is by doing what I did my wife doesn't have to start collecting SS for several years once she retires next year.

People really need to think before they think about retiring.

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