Silver Futures Index $SILVER (SILVER)

[Good Timer]

Hello to the board. I'm new here and have a question I hope somebody can help me with.

I'm trying to buy a large investment (for me) in silver and am surprised at the mark-up for American Eagles. Silver sits at $24 an ounce and the Kitco price for a 20 coin Silver Eagles roll is $715, or $35.75 per coin. This is a 49% mark-up. That seems like an excessive amount.

My question is, is this a normal mark-up? Does the mark-up usually stay at 49% no matter what the silver price is? On the other hand, is the mark-up always about $12 per coin no matter what the silver price is?

I would prefer to buy silver coins rather than bullion bars, due to it's easier to make small transactions, but 100 oz bars are selling on Kitco for only a 16% mark-up.

If the coin mark-up is always about 49%, I would do better to buy coins now, but if the coin mark-up is always about $12 per coin, I would do better to buy bars now and, after the price of silver gets much higher, trade the bars for more coins than I could buy now.

Was I clear with my questions? Thanks for any help you can offer.