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Saturday, July 17, 2021 11:29:18 AM
It seems like this administration would want Freddie and Fannie to be capitalized. If they want to push their agenda to help out minorities, they need to start with home ownership. Currently the average credit score for homeownership the past two years is 717 according to credit karma. If FnF are fully capitalized they could up their risk to take on lower and lower credit score mortgages to increase homeownership with minorities and single income families. This conservatorship has done the opposite effect of what that political party stands for. It’s actually lowered minority homeownership due to how stringent the rules are because they have to cut out their risk.
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