Baloney. Bitcoins rise over the past year added to their back testing data. <br /> If Bitcoin drops - and many think it will it will wipe out all those gains. They started what might be the top of the crypto market bubble. <br /> Are there any redemption fees. What about Bittrex? Are they charging to redeem crypto. <br /> <br /> As I said I am sure many bought without fully understand how the blocks work. <br /> I think in a few more months the reality will hit - especially if Bitcoin flash crashes a few more times and takes all the other coins along.