"I am simply too dumb to get it.".....
You are not alone.
I loaned my daughter and son in law 100k last summer, figuring it would go to renovations. I've been paid back, he's payed off their mortgage and has $$$$ in the bank and some bitcoin left. Hell, even the reno's got done.
He tried to get me to play it, but no...I am simply too dumb to get it.
Remember........ It's better to wish you had bought a
stock, than to wish you hadn't.