A.I.M. Users Bulletin Board

[lrp42]

Hi Sam,

Under the scenario you describe then that becomes a possibility. You might be right, however I just can't foresee a fund or stock market that never declines.

Even the mild decline we had last year (around 8% or so) would have you investing more last June with Twinvest than you would have in April with most funds.

I think that most funds dropped 15% to 30% during the 2002 bear market.

But, in the scenario you describe then investing the whole amount would be best. In reality I just can't see it happening. I guess I have lived through too many bear markets in my life.

Best regards,

Ray