Here is what Dun and Bradstreet have on SLJB, doesn't look like much but I thought I share it.
Qty Company Report Name Price
1 Legal Name: Sulja Bros Building Supplies Ltd
Comprehensive Report
$173.15
All prices are quoted in Canadian dollars.
Comprehensive Report Back to Top
BUSINESS SUMMARY
Date Printed: Nov 18, 2006 LAST FULL REVISION: Jun 21, 2006
MOST RECENT UPDATE: Nov 01, 2006
DUNS 24-783-5283
D&B Rating : --
Legal Name: Sulja Bros Building Supplies Ltd SUMMARY
CONTROL YR 1987
1170 Erie Rd SALES N/A
Harrow ON N0R 1G0 NET WORTH N/A
EMPLOYS 38
RECORD Clear
Tel: (519) 738-2881 PRIMARY SIC NO 5211
Fax: (519) 738-9079 OPERATION: Ret-lumber&bldg mat
CHIEF EXECUTIVE: John Sulja
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D&B RISK RADAR
The D&B Risk Radar provides a holistic view and assessment of the risk inherent to a company by considering multiple dimensions: Failure and delinquency risks now and in the future.
How does this company pay today?
PAYDEX
Current:36, Slow 60 - 75 days beyond terms
Industry Median:76, Prompt - Slow 15 days beyond terms
How likely is this company to experience financial stress over the next 12 months?
FINANCIAL STRESS SCORE
National Percentile:7
Industry Median Percentile:45
How will this company likely pay in the future?
COMMERCIAL CREDIT SCORE
National Percentile:7
Industry Median Percentile:40
Click here for further information on the D&B Risk Radar
Financial Stress Summary Credit Risk Summary
Payment experiences exist for this firm which are 60 or more days past due.
Indications of slowness can be the result of disputes over merchandise, skipped invoices, etc.
No fiscal financial statement within the last 2 years available in D&B files.
No Record of facilities ownership in D&B's file.
Indication of lower risk industry classification.
Company Age or Date entered in D&B files suggests potential lower risk of financial stress.
Clear D&B Record present for this firm.
Company Years under Current Management Control entered in D&B files suggests potential lower risk of financial stress.
64% of trade experiences are slow or negative.
Payment experiences exist for this firm which are 60 or more days past due.
Evidence of suits in D&B files.
Indication of higher risk industry classification.
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RISK ANALYSIS
PAYDEX
DEFINITION: The D&B Paydex is a unique, dollar-weighted indicator of payment performance based on up to 650 payment experiences as reported to D&B by trade references. The D&B Paydex gives an overview how a company has been paying its bills, within or beyond the agreed terms, as reported to D&B.
Paydex 36
Slow 60 - 75 days beyond terms
Top Quartile 80
Median 76
Bottom Quartile 64
Negative Pay Experience Percent 64
Click here for further information on the Paydex Based on 3636 firms in SIC 5211
PAYMENT TRENDS
% Total High Credit Amount
In File: Number
of Exp Amount
($000) Disct
Prompt ---- Days Slow ----
1-30 31-60 61-90 91+
12 months ending Nov 2006 55 1505 3% 2% 32% 59% 4%
3 months ending Nov 2006 18 449 4 1 0 86 9
Credit Extended: $100.+ 5 1250 0 0 36 64 0
($000) 50-99.9 0 0 0 0 0 0 0
15-49.9 7 155 0 0 19 49 32
5-14.9 6 36 44 15 8 0 33
1-4.9 25 56 53 32 8 2 5
less than 1. 12 7 87 1 0 12 0
Trade at net terms 28 162 17 2 3 47 31
Trade at discount 0 0 0 0 0 0 0
Cash Experiences 0 0
Placed for Collection 0 0
Unfavourable Comments 0 0
* In some instances, payments beyond terms can be the result of overlooked invoices or disputed accounts
Remember that accounts are sometimes placed for collection even though the existence of debt, or the amount, is disputed.
INDUSTRY PAYMENTS
Below is a summary of the company's dollar-weighted payments, segmented by the
suppliers' primary industries:
TOTAL LARGEST % ---- DAYS SLOW ----
TOTAL DOLLAR HIGH W/IN
RCV'D AMOUNTS CREDIT TERMS 1-30 31-60 61-90 91+
% % % % %
Total in D&B's file 65 1562265 300000
Top 10 Industries:
1 WHL MILLWORK 10 135200 25000 3 2 2 56 37
2 PULP MILLS 5 1250000 300000 0 0 36 64 0
3 MFR STEEL PRODUCTS 5 13185 9000 15 34 0 51 0
4 RET AUTO&HOME SUPPL 5 9280 5000 73 27 0 0 0
5 WHL INDUSTRL SUPPLY 5 14000 3000 21 79 0 0 0
6 EMPLOYMENT AGENCIES 5 7500 1500 100 0 0 0 0
7 MFR-FAB PIPE&FITNGS 4 6000 2000 33 0 67 0 0
8 MFR GYPSUM PRODUCTS 2 40000 20000 100 0 0 0 0
9 WHL CONST MATERIALS 2 30000 15000 0 0 100 0 0
10 MILLWORK 1 7500 7500 100 0 0 0 0
11 OTHER INDUSTRIES 11 11100 1500 47 5 48 0 0
12 INTERNATIONAL TRADE 10 38500 6000 43 18 0 0 39
Other Payment Categories:
Cash experiences 0 0 0
Payment record unknown 0 0 0
Unfavorable comments 0 0 0
Placed for collection
with D&B 0 0
other 0 N/A
The highest "Now Owes" on file is $40,000.
The highest "Past Due" on file is $40,000.
DETAILED PAYMENT EXPERIENCES
DATE PAYMENT HIGH NOW PAST SELLING LAST
REPORTED RECORD CREDIT OWING DUE TERMS SALE
11-2006 Ppt 1500 0 0 1 mo
Ppt 1500 0 0 N30 6-12 mos
Slow 90-120 25000 15000 15000 N30
10-2006 Ppt 3500 0 0 6-12 mos
Ppt 1500 0 0 N30 6-12 mos
Ppt 1500 1500 0 1 mo
Ppt 900 900 0 N30 1 mo
Ppt 200 200 0 N30 1 mo
Slow 60 1500 0 0 N30 6-12 mos
Slow 90 100000 25000 25000 1 mo
Slow 90-120 25000 20000 20000 N30
09-2006 Ppt 1500 0 0 N30 6-12 mos
Ppt 900 900 0 N30 1 mo
Ppt-Slow 30 5000 5000 1000 N30 1 mo
Ppt-Slow 30 3500 0 0 6-12 mos
Slow 90 250000 30000 30000 1 mo
Slow 90-120 25000 10000 10000 N30
Slow 120 1500 0 0 6-12 mos
08-2006 Ppt 2000 1000 0 N30 1 mo
Ppt 1500 0 0 N30 6-12 mos
Ppt 900 900 0 N30 1 mo
Ppt 750 750 0 N30 1 mo
Ppt-Slow 30 3500 0 0 6-12 mos
Ppt-Slow 30 3000 2000 0 1 mo
Slow 60 15000 0 0
Slow 60-90 300000 30000 30000 2-3 mos
Slow 90-120 25000 15000 15000 N30
Slow 120 1500 0 0 6-12 mos
07-2006 Ppt 2000 2000 0 N30 1 mo
Ppt 1500 0 0 N30 6-12 mos
Ppt 900 900 0 N30 1 mo
Ppt 600 0 0 2-3 mos
Ppt-Slow 30 3500 0 0 6-12 mos
Ppt-Slow 30 3000 3000 0 1 mo
Slow 60-90 300000 40000 40000 2-3 mos
Slow 90 25000 20000 20000 N30
06-2006 Ppt 7500 7500 0 N30 1 mo
Ppt 900 900 0 N30 1 mo
Ppt-Slow 30 3500 0 0 6-12 mos
Slow 30 2000 2000 2000
Slow 60-90 300000 40000 40000 1 mo
Slow 120 6000 0 0 6-12 mos
05-2006 Ppt 35 35 0 N30 1 mo
Ppt-Slow 30 80 80 80 N30 1 mo
Ppt-Slow 6000 0 0 6-12 mos
04-2006 Ppt 600 600 0 1 mo
Ppt-Slow 6000 800 800 6-12 mos
Slow 60 1500 0 0 N30 2-3 mos
03-2006 Ppt-Slow 90 2500 2500 0 N30 1 mo
Slow 30 3000 0 0 2-3 mos
01-2006 Slow 30 3000 700 700 1 mo
Slow 60 15000 15000 15000
Slow 60 1500 1500 750 N30 1 mo
12-2005 Slow 30-60 6000 6000 4500 1 mo
Slow 90 900 0 0 N30
10-2005 Ppt-Slow 60 600 600 500 N30 1 mo
Slow 60 1000 0 0 N30
09-2005 Ppt 20000 0 0 6-12 mos
Slow 60 1000 0 0 N30
Slow 30-60 1000 80 80 N30 1 mo
08-2005 Ppt 20000 0 0 6-12 mos
Ppt-Slow 60 2000 0 0 N30 6-12 mos
Slow 30-90 9000 0 0 N30 6-12 mos
07-2005 Ppt 500 500 0 N30 1 mo
Ppt-Slow 60 2000 0 0 N30 6-12 mos
COMMERCIAL CREDIT SCORE
DEFINITION: The Commercial Credit Score predicts the likelihood that a company will pay its bills in a severely delinquent manner within the next 12 months based on the information in D&B’s files. A severely delinquent firm is defined as a business with at least 25% of its payments slow and at least 20% of its payments 90 days or more past due or one or more financial embarrassment or 20% or more payment experiences with negative comments.
The Credit Risk Class segments the scoreable business universe into five distinct risk groups where a one (1) represents businesses that have the lowest probability of severe delinquency, and a five (5) represents businesses with the highest probability of severe delinquency.
The Bad Rate represents percentage of accounts that perform in an unsatisfactory manner as defined by the good/bad definition that was used at the time the scorecard was developed.
Credit Risk Class 5
Credit Score National Percentile 7
Industry Median Percentile 40
Bad Rate 61
Negative Pay Experience Percent 64
Click here for further information on the Commercial Credit Score Based on 4734 firms in SIC 5211
FINANCIAL STRESS SCORE
The Financial Stress Model predicts the likelihood of a firm ceasing business over the next 12 months without paying all creditors in full, or reorganizing or obtaining relief from creditors under provincial/federal law. Scores were calculated using a statistically valid model derived from D&B's extensive data files.
The Financial Stress Class indicates that this firm shares some of the same business and financial characteristics of other companies with this classification. It does not mean the firm will necessarily experience financial stress.
Financial Stress Class: 3
(Highest Risk: 5; Lowest Risk: 1)
Financial Stress National Percentile: 7
(Highest Risk: 1; Lowest Risk: 100)
Industry Median Percentile: 45
Click here for further information on the Financial Stress Score Based on 4653 firms in SIC 5211
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FINANCIAL PROFILE
STATEMENT
06-21-2006 Steven Sulja, Sec-Treas, deferred all financial
information but confirmed ownership and operation details.
RATIOS
This Company Industry
Quick Ratio -- 0.58
Current Ratio -- 1.60
Current Liabilities to Net Worth -- 98.27%
Current Liabilities to Inventory -- 109.07%
Total Liabilities to Net Worth -- 209.04%
Fixed Assets to Net Worth -- 36.86%
Collection Period (days) -- 33.10
Sales to Inventory -- 4.90
Assets/Sales -- 44.33%
Sales to Net Working Capital -- 6.52
Accounts Payable to Sales -- 8.05%
Return on Sales -- 3.25%
Return on Assets -- 6.98%
Return on Net Worth -- 17.06%
Please note that calculation of all of the above ratios is dependent on the submission of a full financial statement.
Please see the Appendix for the explanation of financial ratios.
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SPECIAL EVENTS
There are no Special Events items to report at this time.
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OPERATION
5211 0014 Retails lumber and building material 100%.
Principal clients: general public, commercial concerns. Principal
territory: local. Principal selling terms: net 30, 2% 10 cash.
350 active accounts (195 active accounts last year).
Employs 38, (32 here). (Employed 32 last year).
FACILITIES: Rents suitable space, concrete block building.
25 vehicles. LOCATION: Rural section.
BRANCHES
--------
2055 Huron Church Rd,Windsor ON, employs 6.
Woodslee Credit Union Limited, 174 King St W, Harrow, ON.,
Tel: 519 738 2262.
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HISTORY
Corporation registered ON law 03-13-1987. Business commenced
02-1987 as Sulja Bros Building Supplies Ltd.
Sulja, John, Pres, director. Holds 25% interest. Active with
subject since 1987. In current position since 1987.
Sulja, Steven, Sec-Treas. Holds 12% interest. Active with subject
since 1987. In current position since 1987.
Sulja Jr, John, V Pres. Holds 12% interest. Active with subject
since 1987. In current position since 1987.
Sulja, Kathy, director. Holds 25% interest. Active with subject
since 1987. In current position since 1987.
Sulja, Andy, director. Holds 12% interest. In current position
since 2002.
Sulja, Sam, director. Holds 12% interest. In current position
since 2002.
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PUBLIC RECORD
SUMMARY
Items Value of Items
Total Items 1 $0.00
Number of Suit(s) 1 $0.00
Number of Lien(s) 0 $0.00
Number of Judgement(s) 0 $0.00
Note: Some items may not have an associated dollar value
Details
10-28-2004 suit was registered against SULJA BROS. BUILDING SUPPLIES
LIMITED by ROYAL BANK OF CANADA in connection with claims.
(YKU04CV278023CM 3)
06-21-2006 Steven Sulja, Sec-Treas, reported this has been settled.
03-31-2005 SULJA BROTHERS BUILDING SUPPLIES LTD. registered
financing statement in favour of NATIONAL LEASING GROUP INC. L
2292253. Assets covered: equipment. Amount: n/a. (613769544)
03-30-2005 SULJA BROS BUILDING SUPPLIES LTD registered financing
statement in favour of H.M.THE QUEEN IN RIGHT OF ONTARIO AS
REPRESENTED B. Assets covered: book debts. Amount:
282,882. (613744011)
03-01-2004 SULJA BROS BUILDING SUPPLIES LTD. registered financing
statement in favour of CIT FINANCIAL LTD. Assets covered: equipment
Amount: n/a. (603431199)
12-17-2003 SULJA BROS BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL CORPORATION. Assets
covered: equipment. Amount: n/a. (601897671)
12-09-2003 SULJA BROS BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL CORPORATION. Assets
covered: equipment. Amount: n/a. (601659954)
07-14-2003 SULJA BROS. BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICORP VENDOR FINANCE, LTD. Assets covered:
equipment. Amount: n/a. (896354622)
05-26-2003 SULJA BRODS BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL LEASING CORP. Assets
covered: equipment. Amount: n/a. (894656853)
05-07-2003 SULJA BROTHERS BUILDING SUPPLIES LTD. registered
financing statement in favour of NATIONAL LEASING GROUP INC. L
2202597. Assets covered: equipment. Amount: n/a. (894091473)
03-14-2003 SULJA BROS BUILDING SUPPLIES LTD registered financing
statement in favour of CITICORP VENDOR FINANCE, LTD. Assets covered:
equipment. Amount: n/a. (892455993)
01-28-2003 SULJA BROS BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICORP VENDOR FINANCE, LTD. Assets covered:
equipment. Amount: n/a. (891221544)
01-20-2003 SULJA BROS BUILDING SUPPLIES LTD registered financing
statement in favour of CITICAPITAL LIMITED. Assets covered:
equipment. Amount: n/a. (890997309)
02-11-2003 SULJA BROS. BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL LEASING CORPORATION.
Assets covered: equipment. Amount: n/a. (891607167)
02-11-2003 SULJA BROS. BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL LEASING CORPORATION.
Assets covered: equipment. Amount: n/a. (891607176)
04-29-2003 SULJA BROS BUILDING SUPPLIES LTD. registered financing
statement in favour of CITICAPITAL COMMERCIAL LEASING CORP. Assets
covered: equipment. Amount: n/a. (893834667)
05-14-2002 subject registered financing statement in favour of JOHN
DEERE CREDIT INC. Assets covered: equipment. Amount: n/a. (
882646128)
09-04-2001 subject registered financing statement in favour of
WOODSLEE CREDIT UNION LIMITED. Assets covered: book debts. Amount:
n/a. (875898045)
08-20-2001 subject registered financing statement in favour of
CITICORP VENDOR FINANCE, LTD. Assets covered: equipment. Amount:
n/a. (875491308)
03-19-2001 subject registered financing statement in favour of JOHN
DEERE CREDIT INC. Assets covered: equipment. Amount: n/a. (
870690321)
03-08-2001 subject registered financing statement in favour of
WOODSLEE CREDIT UNION LIMITED. Assets covered: book debts. Amount:
n/a. (870472602)
03-08-2001 subject registered financing statement in favour of
WOODSLEE CREDIT UNION LIMITED. Assets covered: book debts. Amount:
n/a. (870472629)
01-25-2001 subject registered financing statement in favour of
WOODSLEE CREDIT UNION LIMITED. Assets covered: book debts. Amount:
n/a. (869424786)
