I didn't mention my other accounts that are all more than flush, nor did I mention my wife's or sons that I control.
My 457/IRA/Roth/Rollover accounts with the NYC Deferred Comp plan typically pays 2% in the cash accounts.
I've been seriously redirecting more $$$ toward S&P fund since March and more recently when the markets melted down.
Those funds have gone up a minimum 32% this year, which ain't bad.
My insurance annuity has since gone up as well having redirected the bulk of $$$ towards a more aggressive fund since March nd April. That's up at least 20% this year.
Same too with my sons 529 college savings plan. He'll be going to grad school and will need that money.
Other funds that I don't control such as my Union Annuity ( "A" fund ) or deferred comp plan ( "B" fund ). Have not gone up too much. These are employer sponsored and 100% payed for by The City of NY per contract with my Union and were funded during the time during my employment.
Since I receive social security, 2 pensions, one from NYC the other from I.B.E.W. I haven't had to touch any of my retirement accounts since I've been retired for 11 years.
So, yeah, I'm doing kinda ok. Since I'm worth millions.