A.I.M. Users Bulletin Board

[ls7550]

My age will require me to start mandatory withdrawal soon from my "retirement accounts." So, such discussion is of interest to me on a personal level.

Hi Tom.

Just posted this over on Praveen's board https://investorshub.advfn.com/boards/read_msg.aspx?message_id=156689821 It's very quiet over there as whilst I believe he still uses STR himself, he's less inclined to promote the method (and his book :)) as he's otherwise preoccupied (his consultancy work/business I believe).

AIM and STR are both more constant value type methods, and both do a fine job of 'cash throw-off' that supplements dividends and cash interest, but as the expense of less compounding.

I tend to mentally pigeon hole cash as having the interest offset inflation, leaving zip, whilst stocks tend to see price appreciation that offsets inflation along with paying dividends on top. Blended however and trading can result in stock price appreciation offsetting inflation against the amount invested in stock, along with cash throw-off that also compares to inflation, leaving combined dividends and cash interest as disposable income (spending), or whichever other way you might prefer to conceptualise the inflation offset and income/spending elements.

Regards.

Clive.