The unanswered question is who reimburses the employee for the new office space.
It's been answered, at least so far (not from the banks that I know of). There is no reimbursement, and many people are just starting to find out about expenses that are incurred, from toilet paper and water bill to electric bills to run all the previously unused power hungry tech abilities. This is even ignoring all the mental, emotional, and physical changes that relate to "work from home" with people that have never before experienced it. But at least those people have a job that relatively safer. As to my wife, they were doing hazard pay in addition to her wage, that went away as soon as the employees went working from home.
The way taxes have changed, even the home office expense for some is not really an option. A question that has been on my mind, how are they going to work out workman's comp or basically that seems to have disappeared also. My wife still has to "punch the clock" by logging in and out at certain times. My daughter is salaried, while my wife is hourly wage. Both are considered employees and no 1099 self employed.