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Re: internet post# 12635

Friday, 10/03/2003 6:44:03 PM

Friday, October 03, 2003 6:44:03 PM

Post# of 248990
InvestorsHub.com, Inc. ("iHub") and its employees assume no responsibility for the accuracy, completeness, objectivity, or usefulness of the information presented on our site. We do not endorse any recommendation or opinion made by any member, nor do we advocate the purchase or sale of any security or investment. You are responsible for your own investment decisions.

That being said, let’s get into the rules of the game..

Using Information on iHub

· iHub provides users an area to discuss financial-related information, views, opinions, and the recommendations of individuals and organizations.

· The "rules of the road" are fairly simple in principle. Conduct yourself generally as you would at a gathering where polite people might attend. Watch your language. Avoid rudeness and flame wars. Stay on topic and stick to posts relevant to the board you are participating on. Otherwise, behave legally, morally and ethically.

· You are completely responsible for your own investment decisions and who and what you believe on the boards. The boards are designed to help you gain the information edge you need to help you make your own decisions. You are responsible for properly analyzing and verifying any information you rely upon.

· iHub does look at messages posted by its members. We do reserve the right to monitor or remove any post, at any time, that is in violation of the User Agreement or clearly detracts from the value of the community, from the boards without notice. We also reserve the right to terminate any member's membership at any time, without notice.

· There is only one board allowed, per security. IH Admin reserves the right to remove any board at any time.

· Members should be aware that other members may not be who they say they are. We strive very hard to make sure people post under one alias, but there is no guarantee our efforts will work. iHub does not perform a background check on any of the alias profiles. We do not guarantee that members' alias profiles contain accurate information. Members should also be aware that other members may use iHub for personal gain. Therefore, everyone should approach messages with appropriate skepticism and objectivity.

· Messages posted by individuals may be misleading, deceptive, or in error. If you disagree with a posting, feel free to voice your opinion. It is the policy of iHub to allow our members to freely discuss issues in a free and open manner, and we will not take sides in disagreements or disputes involving our members, so don't try to bribe us. We do however want the conversations to stay civil, on topic, and insightful. They will be placed on a special archive for reference purposes. You may disagree about a topic or issue, but stay objective and do not turn it into a personality battle.

· iHub has only moderated boards and it is largely a self-policing discussion site, which means that our site administrators will respond and react to e-mails received from members regarding violations of the Terms of Use. Upon receipt of such e-mails, the iHub Admin can and may take appropriate action (at their sole discretion), including, but not limited to the removal of post(s) and the suspension or termination of account(s).
Chances are - if you're honest, sincere, and civil with your posts - you will never have to worry about having a post removed.

· If you believe a message has been intentionally posted in violation of securities laws you should contact the Securities and Exchange Commission (SEC). The SEC's e-mail address for complaints is enforcement@sec.gov. Their mailing address is:

· SEC Division of Enforcement Enforcement Complaint Center Mail Stop 7-10 450 Fifth St., NW Washington, D.C. 20549 1-800-SEC-0330 (toll free) 202-942-9570

· You should be aware of the possible risks of on-line investing and market analysis. The SEC publishes information on cyberfraud. The NASDR provides analysis on how to invest carefully in the electronic world. The NASAA provides tips on how to avoid online investment schemes aimed at taking advantage of unsuspecting investors. Their websites are instructive and can be found at:
http://www.sec.gov
http://www.nasdr.com
http://www.nasaa.org

Privacy Policy

· Account Information: Be aware that the identifying information specific to your use of Investors Hub, including your IP address, name, and email address will be delivered when requested by a legal subpoena. If the subpoena is for a civil matter, you will be notified immediately so that you may seek to prevent our delivery of this information or quash the subpoena.

· Credit Card Information: When and if you purchase a subscription to Investors Hub, you do so via a third-party processor. We are never in possession of your credit card number and will not and can not give this information to any other party. If you are considering demanding this information via subpoena, this means you! Don't ask, because we don't have it.

· Private Messages: If you are a paying subscriber to Investors Hub, you are able to send and receive private messages using our database system. Our policy is that we will not deliver the contents of private messages to anyone, even when demanded via subpoena. As a user of Investors Hub, understand that this is no guarantee that we won't someday be forced by a court to deliver this information. It hasn't happened yet, but please understand that it is possible.

· Third Party Advertising: We use DoubleClick and other third-party advertising companies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please click here. Adtegrity is one of our ad agencies and they have their own privacy policy, which you can read here.

· Third Party Cookies: In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique "cookie" on your browser.

Acceptance of the User Agreement

· We reserve the right to change, remove, or add any or all parts of the User Agreement at any time without notice. Your use of the site after the posting of any change to the User Agreement will be considered an acceptance of the change(s).

· By accepting the User Agreement, you agree to provide accurate registration information in the iHub Registration Page. Failure to maintain an accurate email address may result in your immediate removal from the site. Please keep this updated via your Profile.

· When initially signing up for the site, you must select a user name and password. Each user name will be unique, currently case insensitive. We have the right to refuse granting any user name that impersonates someone else's, or that we feel is not in good taste. Choose a good password! We are not responsible for any user impersonation. If you have concerns or feel you are being impersonated, please notify: support@investorshub.com

· By accepting the User Agreement, you warrant that you have no other registration(s) with iHub. You also agree to maintain only one active registration with iHub. Failure to follow the User Agreement will result in your immediate termination from iHub. If you forget your user name or password, please contact: support@investorshub.com



Member Conduct

· Your conduct when using iHub should reflect an appropriate respect and consideration for the other members of the site.

· iHub reserves the right to restore posts at its discretion.


By posting information in or otherwise using any communications service, chat room, message board, newsgroup, other interactive service that may be available to you on or through this site, you agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information -- that:

1. is unlawful, threatening, abusive, harrassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts or otherwise violates Investors Hub's rules or policies;
2. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
3. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;
4. constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as "spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
5. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
6. impersonates any person or entity, including any employee or representative of Investors Hub.
7. You also agree that you will not harvest or collect information about the users or members of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.
8. You agree that you will not misuse the words "your" and "you're."



Spam is defined as:

* Posting about a stock(s) that is not relevant to the board you are posting to;
* Continually posting the same or similar information;
* Posting statements that do not add value to the discussion;
* Posting excessively on one or more message board(s);
* As well posting something that is completely off-topic to the current discussion.
* For disputes regarding the rules or deletions: support@investorshub.com

A Personal Attack is defined as:

* Posting harassing or otherwise objectional content on another poster;
* Calling another poster names or being vulgar;
* Not staying on topic with the current investment discussion, but instead focusing on an individual poster;

Message Deletions

Moderators of stock-specific boards are allowed to immediately remove any post for Admin review that falls into the following categories: Duplicate, Personal Attack, Spam. Each hidden/removed post is reviewed by Admin and either left removed or restored.

Moderators of non-stock-specific boards in the Premium parts of the site are allowed to remove any post that falls into the following categories: Duplicate, Vulgarity, Off Topic, Personal Attack, Violation of Privacy, Threat, Thread Disruption. Each hidden/removed post is reviewed by Admin and either left removed or restored. We do reserve the right to step in if we see blatant abuse of these features.

The JXM Rule: No posts will be allowed to be removed after a 24-hour period starting from the posts’ timestamp, unless good reason is given to the iHub Administrator.

Should you have a post removed, and you disagree, or want to know why, we ask that you take this up with IH Admin (Matt) privately and *not* on the board it happened on.

Use of Content

· The content available throughout the site is the property of InvestorsHub.com, Inc. and is protected by copyrights and trademarks. You agree not to reproduce, transmit, repost, distribute, sell, publish, broadcast, or in any other way use any of the content without our written consent.

· You agree that upon posting information on the site, you grant and assign InvestorsHub.com, Inc. and their successors a non-exclusive, worldwide, royalty-free, perpetual, non-revocable license to use, distribute, display, reproduce, and create derivative works from such material in any and all media, in any manner, whole or part, without any duty to account to you.

Termination

· You agree that we may terminate or suspend your access to the site for any reason under the terms of the User Agreement.

Fees and Payment

· Current fees may be obtained through the Registration Process. Your membership is personal to you, and you may not assign or otherwise transfer your rights or obligations to anyone. You certify that you are 18 years old or older and you agree to be responsible for and pay any charges incurred in connection with your user name and password. Your membership shall continue until iHub receives notice of termination from you or iHub exercises its rights of termination as described in the Terms of Use. iHub reserves the right to change at any time the membership fees and billing methods. The fees for your registration will not be refunded under any circumstances, regardless of suspension, termination, or otherwise.

Indemnification

· You agree to indemnify and hold InvestorsHub.com, Inc., its officers, owners, agents, and any employee harmless from any claim or demand made by any third party due to or arising out of your use of the site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Disclosure of Your Identity

* From time to time we receive requests to disclose the identities of our users. We do not disclose the identities of our users unless we are legally required to do so.
* If a governmental agency (for example, the Securities and Exchange Commission, law enforcement agencies, US Attorneys' offices or similar governmental agencies) sends us a subpoena, we will comply with it. If we receive a subpoena by a third party that is not a governmental agency (for example, a subpoena in connection with civil litigation), we will attempt to contact the user whose identity has been requested using the contact information the user provided during the registration process. We will wait 10 days after notifying the user before complying with the subpoena by disclosing the identity of the user, unless the subpoena requires us to disclose this information before then. If we cannot wait 10 days because of the deadline in the subpoena, we will let the user know the deadline included in the subpoena when we provide notice that we received it.
* Subpoena Process: If you plan to submit a supoena to us, please understand the following: 1) There is a $150/hr charge for us to read and/or comply with a subpoena. The minimum fee is $300. 2) Private messages can not be part of a subpoena or any other kind of inquiry. If you have any questions, please e-mail us. But be realistic with your questions and requests. These lawsuits are a waste of time and nearly always get quashed. Save yourself the expense.

Disclaimer

USER EXPRESSLY AGREES THAT USE OF SITE IS AT USER'S SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

INVESTORSHUB.COM, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

INVESTORSHUB.COM, INC. MAKES NO WARRANTY THAT THE SITE WILL MEET USER'S REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES INVESTORSHUB.COM, INC. MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE SITE OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICE.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM INVESTORSHUB.COM, INC. OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

YOU ACKNOWLEDGE AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS IN THE DOWNLOADING OF ANY FILES ON THE SITE OR ANY EXTERNAL LINKS AVAILABLE ON THE SITE.

Limited Liability

INVESTORSHUB.COM, INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SITE OR MESSAGES RECEIVED OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF INVESTORSHUB.COM, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.




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