Hi SF, I have the same problem of excess cash, though not as high as 40%, and would not mind a pullback on some of my ETFs large enough to trigger some buys. In the meantime what I've done is gone back to reinvesting dividends, incrementing my PC by between 10-20%/year, and putting the cash in MMFunds and CD.
Register for free to join our community of investors and share your ideas. You will also get access to streaming quotes, interactive charts, trades, portfolio, live options flow and more tools.