Comparing to a fund is not relevant at all for many many reasons.
If you are up 40% because of siaf then its pure luck. Im not up 40% beacuse of siaf. I have been in the market for over 20 years but the last year there has been a revolution in my mind :) ihave completely changed my view of the market and what to expect from my investments. So far its been successful, but who knows what the future holds.
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