I like that AIM has taken the emotion out of my investing but while my account is moving up I am not yet getting many sales as most of my securities are in their hold zones or are deep divers.
My deep divers are PLUG, DHT, and STKL
STKL has been a good trading vehicle over the years but I have so much invested in it I was afraid to buy the last dip so it now has to go up that much more for a sale.
Hyperthedically:
If I had an account with $115,000 with $100,000 in stock( in December) which is now worth $137,000 I would like a way to say I want the stock portion to remain at $100,000 which I feel is enough for growth and dividends and increase the cash reserve for the eventual next crash.
It doesn't help that I am now retired and have started to remove cash from my account.
I would hate to sell some or all of DHT or PLUG and have them pop in price but I also don't want to sell from my other positions and screw up the AIM algorithm.
Once I start collecting social security at full retirement age of 66 in July ( actually first check will be in August ), SS and dividends from one fund ( 20% of my account but down 25% on cost basis ) will cover my Expences. Unfortunatly the fund is in my ROTH IRA which I don't want to touch till I spend down my taxable account. ( I may move positions over by selling in taxable account and buying in IRA keeping the AIM algorithm the same.)
I did sell some DHT last year for the tax loss ( no longer Aiming it) and kept my taxable to the point I had zero federal tax ( $28,600 long term gain and dividend tax free plus $13,600 standard deduction)
Any thoughts on how to handle this unemotionally.
As usual
Toofuzzy
Take the road less traveled. It will make all the difference.
