Hi Toofuzzy: Please consider the following: Invt 7500 75% Cash 2500 25% Start Invt 7500 75% Cash 2500 25% Tot 10000 1St Review Invt 9500 79% Cash 2500 21% Tot 12000 Re-balanced invt 9000 75% Cash 3000 25% Therefore sell $500 to bring equation back to 75/25 split. Hence share growth is possible.