VWave 2.01* Individual Stocks High Risk: At or above 51% Low Risk: At or below 36% Diversified Funds High Risk: At or above 34% Low Risk: At or below 24% _________________________ Week of January 11th Individual Stocks: 44% Diversified Mutual Funds or Portfolio: 29% Oscillator: -3.96 _________________________ Year Ago Individual Stocks: 54% Diversified Mutual Funds or Portfolio: 36% Oscillator: 1.15 *See post #43367 for Tom's explanation