Ripple (XRPUSD)

[KC01905]

Question for the masses ... but really want to hear your take on this Yoda. So the other day Salem 5 had a luncheon at our restaurant for all of the investors who couldn't make the dinner swarray they threw to go over year end expectations / market fluctuations/ etc with investors. One of the senior advisors came in this evening and I asked him a few questions between customers and then asked this gentleman what he thought of cryptos in general ... and then asked if he had done much research on xrp / ripple specifically. He did admit that he was not well versed in all facets of this area. When I went on a little bit and the topic of cross boarder transactions came up ... he said that either the sec or some group was looking into developing a centralized coin as a way for having the versatility of the speed of transactions without all the major fluctuations and swings we are seeing. But it sounded like it was going to be fairly regulated. He said when bitcoin spiked like that ... although not everyone expected it ... there was only one way you could expect it to go, and that's down. So I guess my question is IF this is true ... what does this do to all the DECENTRALIZED coins. Just very curious as to your thoughts on the subject. I wish I had more detail but it was very busy tonight.