Soupman Inc. (fka SOUPQ)

[SkinnyD]

You are correct Millions 242. I've seen those commercials too. I should have been specific to the type of policy. There is equity accumulated in a life insurance policy and has worth until used for the unavoidable fact of death. It is more of a savings account that an insurance company is hoping you will live long enough to pay to term before using it.
A liability type insurance like the D&O in this case is bought for protection against things you hope won't happen. There is no equity accumulated. If you are lucky enough not to have to use it, at the same time you are unlucky enough to have waisted the money you've paid into it. In reality, what is there to sell to a third party? Go soupq