Reincarnation? Ant? How sad. There is no other pass to the next life (eternal) process other than repentance of a sinful heart, belief in the one who paid your debt of sin, Jesus Christ. There is no other way. His Spirit in you allows you discern truth, His Word. He chooses you, you can't possibly chose Him, your dead in your sins. Dead people can't make spiritual decisions. The good news is no matter how much you have sinned you can be forgiven. Repent. If not - it's eternal torment. God planned, created, sustains, and then judges. Prepare for a better eternal decision than your current thinking. Material holdings is not the goal in life. Nothing wrong with making money but if it is your life, you've missed the point and focused on the wrong god. And there are no do overs.