13 Year Return on my portfolio vs. Total Return on S&P 500 (including dividends) In 2017, My "Stock Trading Riches" account beat the S&P 500 again (26% vs. 21.83%). Here is the cumulative 13-year return: (Source for S&P500 returns = http://www.spindices.com/idsenhancedfactsheet/file.pdf?calcFrequency=M&force_download=true&hostIdentifier=48190c8c-42c4-46af-8d1a-0cd5db894797&indexId=340 ) Year, Me, S&P 500 2005, 13%, 4.91% 2006, 14%, 15.79% 2007, 22%, 5.49% 2008, (40%), (37%) 2009, 44%, 26.46% 2010, 22%, 15.06% 2011, (5%), 2.11% 2012, 13.3%, 16% 2013, 23%, 32.39% 2014, 13%, 13.69% 2015, 1.49%, 1.38% 2016, 20.88%, 11.96% 2017, 26%, 21.83% My portfolio had a cumulative 13 year return of +281% vs. +187% for the S&P 500. That translates into a 13 year average annual return of 10.84% vs. 8.45%