UBA update
1- This week 3 US ETFs did sell. VOO,VTV and VBR. Last week VB sold as well, so the US part of the UBA has to wait a bit for new sells!
2- Because of these sells, the cash part of the UBA is now at an all time high, and the cash drawdown is 0%.
3- EFV, international large cap value, has an expense ratio of 0.4%. I could not find the turnover rate. VYMI has an expense ratio of 0.32% and a turnover rate of 5.9% which adds 0.059% to the expense ratio roughly.So it seems that replacing EFV with VYMI is a good move.
Best,K