https://proparanoid.wordpress.com/2011/08/22/madoffs-ponzi-social-security-step-by-step-identical/ or http://www.businessinsider.com/henry-blodget-whats-the-difference-between-madoff-and-social-security-2009-4 or https://www.forbes.com/sites/richardsalsman/2011/09/27/social-security-is-much-worse-than-a-ponzi-scheme/#75229887ed9d Forbes has a better rep IMHO