Actually worthylion, I'm the same age as you. Also relatively healthy with some blood pressure medication. Surprised your rate went down. Maybe you have qualified for a rebate based on your income?? Virtually all my income now is capital gains, dividends and some social security. Of course, I never know how much I will make from year to year as it mostly depends on how the stock market treats me. Fortunately the last few years have been good and I can afford those high premiums and deductibles. Still, I feel I'm being jerked around everytime I pay my insurance bills. Best, Cliff
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