It sounds like you're relatively young and healthy Cliff, a cohort which has been "taxed" under Obamacare for the benefit of the older, sicker cohort. I'm 63, fit and healthy, but do take blood pressure medication and had back surgery after an accident. My rate came down after Obamacare which doesn't make it good, right or fair. While older people are more likely to vote Republican than younger people, they're also more likely to benefit financially from Obamacare especially if they're not in an income bracket that triggers extra income tax.