Hi Toofuzzy,
Thanks for your ETF suggestion. I'm still 100% cash, 5.09% money market, no bonds, no stocks, no RYTNX, no indexes, just cash. I've been looking at two plays, one is here local and very cyclical in the transportation industry, 50% off 52 week high and sinking,, and the other was a energy related play in the coal industry but has a very high pe ratio. It was not IYE,,,,, I saw Tom owns that ETF,, I've read Stephen Leeb's book " The Coming Economic Collapse How to Thrive when Oil Costs $200 a Barrel" and IYE would be one way to play oil. ETf's are not in general going to hit the moon,, but if oil does go to $200 or more then Tom's IYE is going to the moon! I like your ETF suggestion,, with a comprehensive list AIM could be rolling in and out as the sectors rotate. I started investing in January of 1987 and have never done well buying in August/ September time frame.