Zerify Inc (ZRFY)

[WBCTrader]

(n.) Biometrics generally refers to the study of measurable biological characteristics. In computer security, biometrics refers to authentication techniques that rely on measurable physical characteristics that can be automatically checked.

There are several types of biometric identification schemes:

face: the analysis of facial characteristics
fingerprint: the analysis of an individual's unique fingerprints
hand geometry: the analysis of the shape of the hand and the length of the fingers
retina: the analysis of the capillary vessels located at the back of the eye
iris: the analysis of the colored ring that surrounds the eye's pupil
signature: the analysis of the way a person signs his name.
vein: the analysis of pattern of veins in the back if the hand and the wrist
voice: the analysis of the tone, pitch, cadence and frequency of a person's voice.

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Out of band authentication OOBA is in short, text based authentication. Meaning you initiate something on computer/smart phone then you will receive a text with a code to verify said transaction.


Now that we have definitions cleared up. Financial institutions are required to have multi factor authentication. Not OOBA. There are many forms of Multi factor not just OOBA.


Also, I've yet to see any proof that every bank that utiliezes OOBA is infringing on SFOR patent.