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Re: SFSecurity post# 40921

Wednesday, 07/06/2016 6:06:45 PM

Wednesday, July 06, 2016 6:06:45 PM

Post# of 47133
Hi Allen

BTW, I noticed you used a 3% withdrawal rate rather than the 4% used by most. I agree with you that being more conservative as you can budget that amount and not worry, whereas with the 4% rate you might wind up eating dog food at the end of your life


I 'retired' over a decade ago, now in my mid 50's. Portfolio growth has been adequate that my safe withdrawal rate as a percentage has lowered. By the time I hit my 60's it will be even lower as a occupational pension kicks in, and then at 68 even lower as state pension (maybe) added on top.

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