Occur: oc·cur ( P ) Pronunciation Key (-kûr)
intr.v. oc·curred, oc·cur·ring, oc·curs
To take place; come about. See Synonyms at happen.
To be found to exist or appear: Copper deposits occur in the region.
To come to mind: The idea never occurred to me.
Incur: in·cur ( P ) Pronunciation Key (n-kûr)
tr.v. in·curred, in·cur·ring, in·curs
To acquire or come into (something usually undesirable); sustain: incurred substantial losses during the stock market crash.
To become liable or subject to as a result of one's actions; bring upon oneself: incur the anger of a friend.
You must enjoy portraying yourself as an illiterate. Why you continue to insist on capitalizing every word and using the wrong word at the wrong time is beyond me. Especially when the easily available internet tools make it so easy to be correct. Although, on second thought, your lack of attention to simple matters does fit your personality.
