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Re: Tradeinman post# 442080

Friday, 12/11/2015 1:01:40 AM

Friday, December 11, 2015 1:01:40 AM

Post# of 730206
ROTH not as appropriate for YOUNGER shareholders - imo, there would be substantial penalties for early withdrawing money out of the ROTH should the younger shareholder require "big money" for emergency expenditures BEFORE retirement age.... as opposed to only 15% capital gains tax currently. The benefits of the ROTH become more attractive the closure one nears retirement age & beyond, as one never know when a huge expense like a medical bill may occur - imo

*** I too am NOT a certified financial adviser

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