I was kidding of course. By no standard do HRCT (and WAVE) comprise a sensibly diversified portfolio ... especially when both had Going Concern warnings.
As I made my first stab at investing, around age 19, I owned 3 or 4 NYSE stocks, plus bank accounts/CDs (they actually paid something in those days), and -- within a few years -- a small apartment building that was quite a money-maker.
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Because the Good Life is Just a Pump or Two Away