Option Millionaires

[uranium-pinto-beans]

When was the last time you asked a human for driving directions? One day, the same could be true for financial directions.
Though many already turn to so-called robo advisers for advice about where to put their money to reach their desired financial destinations, MarketWatch wanted to see if these directions are any good. So we asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.
The robots' suggestions are "not massively different" from what the human advisers proposed, said Michael Kitces , Pinnacle Advisory Group's research director, after reviewing our results. In fact, even trained pros may have trouble telling the difference.
Take our quiz to see if you can tell whether a portfolio was recommended by a robo adviser or a mere mortal. Think of it as a kind of Turing test (http://www.turing.org.uk/scrapbook/test.html).
(https://app.qzzr.com/quiz/57465/widget)
Once you've taken the quiz, go here for a detailed look at each of the portfolios and how they differed. Kitces emphasized that human advisers generally will do more than just manage a portfolio, as they also can offer guidance on home loans, college savings and many other money matters.
Find a deeper dive on robo advisers here: How a robot can offer sound financial advice (http://www.marketwatch.com/story/how-a-robot-can-offer-sound-financial-advice-2015-04-21)