90% of post are all of topic in some way, when you read the TOS the MODs need to take into consideration when a stand alone or response that is considered off-topic is ok and applys to the discussion.
example. BANK of AMERICA is a good company. I would like to ride that horse LONg. BANK of AMERICA is a good company, I would like to ride that horse LONG.
*** I would like to ride that horse LONG"" off topic under TOS rules.
second one imo or, as one admin put it wouldnt be considered off topic.
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