I hate to be the bearer of bad news, but I would imagine that it is scenario 2 or 4. Looking at their quarterly they have roughly $75k in assets and $277k in liabilities. They are doing private placements for a couple $10k here and there. They don't appear to have the resources to loan anybody $15, let alone $15mil.
Register for free to join our community of investors and share your ideas. You will also get access to streaming quotes, interactive charts, trades, portfolio, live options flow and more tools.