I agree. I view the method as you do. For example, if I want to start a 20,000 AIM program today using for the stock SDRL, then I would start a virtual btb AIM starting Oct 2013. By now, it would have released ~4,600. So I buy $4,600 worth of stock today, with ~15,400$ left in cash. At least that how I would choose to use it.
Allen,
I actually use a program that I developed myself as a fun project. It remains work in progress.
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